About Your Hospital Bill
Insurance
Robert Wood Johnson University Hospital is a member of most insurance networks. We will submit a bill to your insurance carrier on your behalf for all hospital services rendered. If you are covered under more than one policy, you must bring identifying information for all coverage. If you are enrolled in a Medicare or Medicaid Managed Care Plan, please bring both your Managed Care ID card as well as your Medicare/Medicaid card.
If your hospitalization plan requires preauthorization of your admission, you are required to obtain this. If your admission resulted from a work related injury (workers’ compensation) or a car accident (no-fault), you are required to provide us with an insurance claim number along with other pertinent insurance information.
Payment
If you are a Medicare beneficiary without secondary insurance coverage or your insurance plan requires payment of a deductible/co-payment, you may be required to pay this amount upon admission. In most other situations, we will submit a bill to you for the uncovered amount due after your insurance carrier remits their payment. Please remember it is the patient’s obligation to pay any amount not covered by insurance.
If you do not have insurance coverage, have very limited insurance benefits or your insurance will not cover specific hospitalization, you will be required to pay a deposit. In such circumstances, please contact a representative of our Credit Department at (732) 937-8555 to make the necessary financial arrangements.
Personal convenience items, such as television, telephone, private room (for patient’s convenience) etc., are not covered by any insurance and must be paid for at the time of admission.
Shortly after your discharge, you will receive a statement of your hospital bill. Your insurance company (if you have one) will be billed for covered services. After your insurance carrier remits their payment, any uncovered amount, not previously paid by you, will be billed to you.
Private Physician Bills
Physicians’ fees are billed separately by your physician(s) and are not part of the hospital bill. These include but are not limited to physicians in the following areas: anesthesia, emergency department, laboratory, or radiology. You may receive separate bills from physicians who were either associates of your primary physician or were called in for consultation by your primary physician during your hospitalization. These physicians will also bill separately.
Please note: If a physician’s interpretation or reading is required for diagnostic or therapeutic ancillary testing (for example EKG, EEG), you will receive a separate bill. In some cases, the physician may not participate with your insurance plan even though you have been approved care at RWJUH. It is always wise to ask your doctor or caregiver about their participation with your plan.
Click here to return to the patient guide home page.
Email this link